Jobs at PalmPay

PalmPay is a leading fintech innovator in Nigeria, revolutionizing digital payments, savings, and financial inclusion across Africa and Asia. As a mobile money app and digital banking platform, PalmPay has transformed how millions manage their finances, offering seamless mobile payments, high-interest savings accounts, and a suite of tools for individuals and businesses. Founded in 2019 in Lagos, Nigeria, as a subsidiary of Transsion Holdings, PalmPay's mission is to bridge the gap between traditional banking and the digital economy, particularly in underserved regions. The company's journey from a startup to a fintech powerhouse is marked by rapid growth, significant investments, and a user-centric approach. By integrating with Transsion's device ecosystem, PalmPay achieved rapid onboarding, quickly building a robust digital wallet. Amidst global challenges, PalmPay accelerated its growth by enabling contactless payments and bill settlements. The company has evolved into a full-fledged neobank, incorporating advanced features like AI-driven fraud detection and biometric verification. PalmPay's commitment to regulatory compliance, including licensing from the Central Bank of Nigeria (CBN), has been pivotal, with an upgrade to a national license in 2026 enabling nationwide physical presence. Today, PalmPay operates as a 'super app', connecting financial institutions, e-wallets, and merchants into a unified ecosystem that promotes economic empowerment in high-growth emerging markets. PalmPay's product suite is designed for effortless financial management. The PalmPay app offers unlimited free transfers to other users and banks, a 99.95% transaction success rate, and robust security. For personal users, high-yield savings accounts with up to 20% annual interest encourage wealth building. Quick loans are available through partnerships with licensed microfinance banks, making financial access easier. For businesses, PalmPay provides merchant services for collections, payouts, and T+1 settlements, supporting SMEs. Its APIs facilitate scalable solutions for e-commerce and retail. Smartphone financing is also a unique offering in select markets, fostering digital inclusion. PalmPay's leadership team, including CEO Chika Nwosu and CCO Jiapei Yan, is dedicated to advancing fintech in Africa with a blend of local insights and global perspectives. The company's achievements include being recognized as a top global fintech company by CNBC and Statista, and ranking high on the Financial Times' Fastest-Growing Companies list. PalmPay boasts the highest-rated fintech app in Africa and has impacted financial stability for 80% of its users in Nigeria. With a strong focus on financial inclusion, reliability, and empowerment, PalmPay is at the forefront of Nigeria's digital economy and poised for continued growth.