Credit Analyst
Ace Financials
Job Overview
Location
Lagos, Lagos, Nigeria
Employment Type
Full-time
Work Arrangement
On-site
Sector
Finance & Banking
Experience Level
Mid-level (3-5 years)
About the Company
Job Description
Ace Financials is actively seeking a skilled Credit Analyst to join our esteemed team. In this vital role, you will be instrumental in conducting comprehensive analyses of financial statements and meticulously assessing credit requests. Your expertise will be crucial in evaluating new applications, modifications, refinancing, and annual due diligence processes, ensuring robust credit risk management.
To apply for this role, click the Apply button on this page and follow the instructions.
Required Skills
Key Responsibilities
- Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing, and annual due diligence.
- Provide recommendations tied to the analysis and assessment of credit risk.
- Present analysis, findings, and recommendations to managers, particularly those involving a borrower’s ability to repay.
- Stay updated with the company’s lending protocols.
- Reconcile credit files and identify discrepancies and variances.
- Develop and prepare spreadsheets and models to support the analysis of new and existing credit applications.
- Draft models of credit information that predict trends and patterns.
- Maintain complete confidentiality of all company information at all times.
- Prepare timely, comprehensive, and reliable credit risk reports to the Supervisor on a monthly and quarterly basis.
Qualifications
- 3 – 6 years of relevant experience.
- A Bachelor's degree in Accounting, Finance, Economics, or a related field.
- An MBA or relevant Master's degree is an advantage.
- Professional Qualifications such as ACA, ACCA, ACIB, CFA are an advantage.
- Experience in the Financial Services sector.
- Familiarity with Regulatory Standards.
How to Apply
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This role is pivotal in assessing the financial health of potential borrowers. You'll dive deep into financial data, identify risks, and provide crucial recommendations to support sound lending decisions, ensuring the company's financial stability and growth.
Posted Date
February 1, 2026
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