Head, Credit
Confidential Employer
Job Overview
Location
Victoria Island, Lagos, Nigeria
Employment Type
Full-time
Work Arrangement
Hybrid
Sector
Finance & Banking
Experience Level
Executive (12+ years)
Application Deadline
May 6, 2026
About the Company
Job Description
We are seeking a highly skilled and strategic leader to head our Credit department. This role is crucial for developing and implementing sound credit policies and managing the bank's loan portfolio effectively.
As the Head of Credit, you will be responsible for overseeing all aspects of credit origination, underwriting, and risk management. Your expertise will ensure the bank's credit operations are both profitable and compliant.
This is an exceptional opportunity to build and lead a core function, driving responsible lending practices and contributing to the financial health and growth of our digital bank.
To apply for this role, click the Apply button on this page and follow the instructions.
Required Skills
Key Responsibilities
- Develop and implement comprehensive credit policies and procedures.
- Oversee the loan origination and underwriting process.
- Manage credit risk assessment and mitigation strategies.
- Monitor the performance of the loan portfolio.
- Ensure compliance with all relevant credit regulations.
Qualifications
- Bachelor's degree in Finance, Economics, or a related field.
- Extensive experience in credit management within the banking sector.
- Proven leadership and team management skills.
- Strong understanding of credit analysis, financial modeling, and risk assessment.
- Knowledge of digital lending platforms and practices is a plus.
Benefits & Perks
- Competitive compensation
- Opportunity to be part of a launch team
- Fast-paced, high-impact environment
- Real opportunity for growth and career advancement
How to Apply
Send your CV to: recruitments@irecharge.ng
Join Our Communities
The Nigerian financial sector is rapidly expanding its credit offerings, particularly within the digital banking space. This role is essential for establishing and managing a robust credit function within a forward-thinking digital bank. Responsibilities include developing credit policies, overseeing loan origination and underwriting, and managing credit risk. A strong understanding of credit analysis, financial modeling, and regulatory compliance is vital. This position offers a significant opportunity to shape the bank's lending strategies, drive profitable credit growth, and ensure the quality of its loan portfolio.
Posted Date
April 21, 2026