Credit Underwriter
Careerbuddy
Job Overview
Location
Lagos, Lagos, Nigeria
Employment Type
Full-time
Work Arrangement
On-site
Sector
Finance & Banking
Experience Level
Mid-level (3-5 years)
About the Company
Careerbuddy partners with leading organizations to find exceptional talent. This specific role is in collaboration with a financial services client dedicated to responsible lending and empowering borrowers. They value analytical rigor, attention to detail, and a commitment to making sound financial decisions. The company fosters a performance-driven environment that encourages professional growth and offers opportunities for individuals to make a direct impact on the organization's success.
Job Description
We are seeking a meticulous and analytical Credit Underwriter to join our client's dynamic financial services team. In this vital role, you will be responsible for thoroughly evaluating loan applications, assessing creditworthiness, and making informed decisions that balance business opportunity with risk mitigation.
Your expertise in financial statement analysis and knowledge of lending regulations will be crucial in identifying potential risks and ensuring compliance. You will play a key part in maintaining the integrity of our loan portfolio and contributing to the company's responsible lending practices.
To apply for this role, click the Apply button on this page and follow the instructions.
Required Skills
Key Responsibilities
- Review and analyze loan applications and supporting financial documents to assess viability.
- Evaluate applicants' creditworthiness using financial statements, credit reports, and relevant data.
- Assess repayment capacity and identify potential credit risks before lending decisions are made.
- Conduct financial analysis for both individual and business loan applicants.
- Recommend approval, rejection, or modification of loan applications based on findings.
- Ensure all underwriting decisions comply with internal credit policies and regulatory requirements.
- Prepare detailed credit assessment reports for management approval.
- Monitor approved loans to ensure compliance with agreed terms.
- Work closely with sales teams to clarify loan structures and support smooth client onboarding.
- Maintain accurate and up-to-date records of all credit assessments.
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Experience in credit analysis or underwriting within a financial services environment.
- Strong analytical and financial assessment skills.
- Knowledge of lending regulations and credit risk frameworks.
- High attention to detail and sound decision-making ability.
Benefits & Perks
- Competitive salary and benefits package.
- Opportunity for professional growth and development within the financial services sector.
- A collaborative and performance-driven work environment.
- Direct impact on the quality and health of the organization's loan portfolio.
How to Apply
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<p>As a Credit Underwriter, you will play a crucial role in assessing loan applications and ensuring the financial health of our organization. Your keen eye for detail and analytical skills will be vital in evaluating creditworthiness, identifying potential risks, and making sound lending decisions. This position offers the opportunity to directly impact the company's risk management strategy and contribute to responsible lending practices.</p>
Posted Date
March 16, 2026
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