MLRO & Compliance Officer UK

Xapo Bank

About the Company

Job Description

Required Skills

Key Responsibilities

• Achieve regulatory approval to hold official MLRO and/or Nominated Officer roles for Xapo’s UK operations.
• Monitor the regulatory landscape and conduct annual regulatory risk assessments.
• Analyze new regulatory developments and disseminate updates across the business.
• Maintain and update Compliance policies and procedures to ensure appropriate controls.
• Draft Annual and Monthly Compliance Reports.
• Maintain the AFC Framework and policies, supported by a robust Compliance Monitoring Program.
• Facilitate risk-based KYC and Transaction Monitoring programs, investigating and reporting suspicious activity.
• Oversee the operations of the AFC Compliance team, including training and performance tracking.
• Execute day-to-day operational Compliance and AFC activities, collaborating with the business to remediate issues.
• Independently investigate and act on matters related to Compliance & AFC.
• Build relationships with relevant authorities, payment schemes, and regulators.
• Support regulatory inquiries, filings, and reporting requirements.
• Coordinate efforts related to audits, reviews, and examinations.
• Provide guidance, advice, and training on laws and regulatory requirements.

Qualifications

• Extensive years of experience in banks, VASPs, complex financial services firms, or related e-money/payments industry with experience to operate at an MLRO level.
• Strong operational knowledge in building and running a sound AFC compliance program.
• Hands-on knowledge and understanding of UK regulatory requirements in accordance with global AFC standards.
• Several years of people management experience.
• Ability to build collaborative working relations with peers, colleagues, and remote teams.
• Experience with AFC system implementation, configuration, and management.
• Experience with data visualization tools.
• Cryptoasset experience and blockchain analytics and monitoring tools.
• A dedicated workspace.
• A reliable internet connection.
• Alignment with Xapo's Values and Values-Driven Leadership principles.

Benefits & Perks

• Work remotely from anywhere in the United Kingdom.
• Opportunity to shape the future of Fintech, Banking, and Blockchain.
• Great work-life balance with autonomy and collaborative teamwork.
• Flexible PTO plan.
• Yearly budget for individual learning and development.

How to Apply

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Posted Date

February 24, 2026

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