Junior Loan Recovery Officer
Sage-Grey Finance Limited
Job Overview
Location
Lagos, Lagos, Nigeria
Employment Type
Full-time
Work Arrangement
On-site
Sector
Finance & Banking
Experience Level
Junior (1-3 years)
Application Deadline
July 14, 2026
About the Company
Job Description
Sage-Grey Finance Limited is actively seeking a Junior Loan Recovery Officer to join our dedicated team in Lagos. This is an excellent opportunity for a proactive and ethically-minded individual to contribute to our financial stability and client relationship management.
In this role, you will be instrumental in managing and recovering outstanding loans, employing effective negotiation strategies, and ensuring compliance with regulatory guidelines. Your expertise will directly impact our asset quality and support the sustainable growth of our financial services.
To apply for this role, click the Apply button on this page and follow the instructions.
Required Skills
Key Responsibilities
- Implement effective debt recovery strategies for non-performing loans
- Negotiate repayment plans with clients while maintaining positive relationships
- Ensure all recovery activities comply with Nigerian legal frameworks and CBN guidelines
- Utilize recovery tools and loan management systems to track and manage cases
- Prepare detailed reports on recovery progress and outstanding debts
- Collaborate with internal teams to resolve complex recovery issues
- Maintain strict confidentiality and uphold ethical standards in all interactions
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field
- 2-4 years of experience in debt recovery, collections, credit risk, or banking operations, with mandatory experience in a financial institution
- Strong understanding of debt collection techniques, negotiation strategies, and loan documentation
- Proficiency in Microsoft Excel and Microsoft Word
- Familiarity with recovery tools, loan management systems, and CRM tools is an advantage
- Strong negotiation, communication, and interpersonal skills
- High resilience, emotional intelligence, and the ability to handle difficult conversations
- Demonstrated integrity, confidentiality, and a strong ethical mindset
- Understanding of Nigerian legal frameworks relating to debt recovery and CBN circulars on fair debt collection practices
How to Apply
Use the job title "Junior Loan Recovery Officer" as the subject of your email.
Join Our Communities
The Nigerian financial services sector is experiencing dynamic shifts, necessitating robust loan recovery strategies to maintain asset quality and profitability. This role is crucial for minimizing non-performing loans and safeguarding the financial health of the institution. You will engage directly with clients, applying advanced debt restructuring techniques and adhering to strict regulatory compliance. Key responsibilities include credit risk analysis, implementing effective negotiation strategies, and utilizing CRM integration for case management. This position directly impacts the business's ROI by optimizing recovery rates and ensuring the stability of the loan portfolio.
Posted Date
June 30, 2026
Paraplanner / Service Assistant
Tax Brilliance Advisors
Corporate Coverage Analyst
RMB Nigeria
Finance Systems Analyst (D365 Finance & Operations)
Control Risks
DeFi Analyst and Educator
Decentralized Masters
FINANCIAL ANALYST
SIAO
Pricing Analyst
Charger Logistics Inc
Treasury Front Office Analyst
Coca-Cola HBC
Assistant Relationship Manager (ARM) - Corporate Banking
Confidential Employer
Associate Director- Model Audit
Gridlines
CUSTOMER VALUE MANAGER
Confidential Employer