Graduate Trainee – Lending Business

OPay Microfinance Bank

Job Overview

Location

Lagos, Lagos, Nigeria

Employment Type

Internship

Work Arrangement

On-site

Sector

Finance & Banking

Experience Level

Entry Level (0-2 years)

Application Deadline

May 3, 2026

About the Company

OPay Microfinance Bank is at the forefront of revolutionizing financial services in Nigeria. As a key player in the fintech landscape, the bank is dedicated to providing accessible and innovative lending solutions to individuals and businesses. Their Graduate Trainee Programme is designed to cultivate the next generation of financial professionals. This initiative offers a structured 12-month journey filled with hands-on experience, expert mentorship, and a clear path towards potential full-time employment. The program emphasizes practical learning in crucial areas such as loan risk control, due diligence, process quality, and fraud investigation, preparing trainees for impactful careers in the rapidly evolving fintech industry.

Job Description

Embark on a transformative career journey with OPay Microfinance Bank's Graduate Trainee Programme, designed to immerse you in the dynamic world of fintech lending.

This comprehensive 12-month program offers invaluable hands-on experience across critical areas such as loan risk control, meticulous due diligence, rigorous process quality checks, and proactive fraud investigation. You will benefit from direct mentorship by seasoned industry professionals, fostering your growth and development.

Upon successful completion, high-performing trainees will be considered for potential full-time placement, offering a structured pathway to a lasting career in a rapidly expanding sector.

To apply for this role, click the Apply button on this page and follow the instructions.

Required Skills

Analytical SkillsCommunication SkillsLoan Risk ControlFraud InvestigationDue Diligence

Key Responsibilities

Gain hands-on experience on real projects
Receive mentorship from industry professionals
Participate in a structured career growth program (12-month duration)
Be considered for potential full-time placement
Engage in loan risk control activities
Perform due diligence and verification tasks
Conduct process quality checks
Assist in fraud investigation efforts

Qualifications

B.Sc. in Finance, Accounting, Economics, or a related field
NYSC completed on or before March 31, 2026
Strong analytical skills
Strong communication skills
Curiosity and eagerness to grow in fintech
Detail-oriented mindset

Benefits & Perks

Hands-on experience on real projects
Mentorship from industry professionals
Structured career growth (12-month program)
Potential full-time placement

How to Apply

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The Nigerian fintech sector is experiencing rapid expansion, driven by increasing digital adoption and a growing demand for accessible financial services. This graduate trainee program offers a unique entry point into this dynamic industry, focusing on critical lending operations. Key technical areas include loan risk assessment, fraud detection algorithms, and regulatory compliance frameworks. The role's impact is significant, contributing directly to the bank's portfolio growth and risk mitigation strategies, thereby enhancing overall business ROI and supporting the scaling of its lending operations.